Season’s greetings from the world’s most stable economy

2017 is drawing to a close and we wish you all the very best good fortune of the season. Thank you for being part of our journey in 2017. May this summertime solstice be a peaceful one for you and your loved ones. During 2017, Australia took the record for the longest period without a … Continue Reading

The best estate planning is simply the best planning

Sometimes people really do win the lottery. But here is a story of someone who won the lottery twice. We recently came across a genuine good news story. A woman just approaching aged pension age won a substantial amount in a national lottery. She needed the money! Before the win, she was living on the … Continue Reading

Your own business should be your most important investment

This week, we want to talk to you about what may turn out to be the most significant investment you could ever make. It is your own business. You may be surprised to hear that most financial planners are actually prevented from advising clients about their own business. Their licencee (the person under whose authority … Continue Reading

The best gift voucher in the world

Christmas is coming and you probably know someone who is really hard to buy a present for. You might be tempted to buy them a gift voucher. Can we suggest you think again? Unfortunately, gift vouchers are generally a really bad idea. We know, we know – we sound like the Grinch. But let us … Continue Reading

Teaching kids how to manage money

One of the things we most enjoy is helping people manage wealth across the generations. Most of our clients are working hard to give their kids (or their grandkids) a good start in life. So it makes sense that we teach those kids how to manage their money well. Unfortunately, the school system is not … Continue Reading

Helping your kids and grand kids live near you!

Through no fault of their own, younger Australians are finding the housing market hard to enter. At the same time, their parents and grandparents are doing very well if they own a home. There is no point in waiting for an inheritance: the average age for receiving one of them is mid-50s. So, how can … Continue Reading

You and your business: time is your scarcest resource

One of the hardest things about running your own business is changing your mindset from what works for employees to what works for employers. Employees are usually paid for their time, and so they use time to measure how much work they get done. For the person owning the business, time is the wrong metric. … Continue Reading

Couple – No kids

Let us be honest… You are now in the best position you will ever be to build up your wealth, you are what everyone refers to as DINKs. (If you feel a hint of jealousy in their tone… it’s not your imagination). This is the best time for you to set yourself up and give … Continue Reading